Banking and finance law

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SANDS specialises in all key areas of banking and finance law. Our customers in the banking and finance sector include national and foreign banks, financial institutions, investment firms and business enterprises that need financing.

Our lawyers can assist you in all financing processes from preliminary work to implementation and they have a significant amount of experience in national and international projects. We also cooperate with other practices in our firm in order to provide effective and practical advice during structuring, negotiating and establishing and implementing financing solutions.

We have a large international network of professional contacts. We are an associate member of the Loan Market Association (LMA).

Our areas of expertise include these, among others:

  • Regulatory issues
  • Preparing loan agreements; syndicated and bilateral
  • Preparing and setting up sureties (securities/collateral/guarantees)
  • Acquisition financing; private companies and companies listed in the stock exchange
  • Financing for real property, ships etc. (asset financing)
  • Project financing
  • Bond loans
  • Derivatives
  • Leasing

In cooperation with our Restructuring and Insolvency Practice we have also established a team of experts who can assist in business restructuring, refinancing and assistance with underperforming portfolios. 

The lawyers in this team have solid expertise in banking, financing, insurance, company law, contract law, mortgage law, guarantee law and bankruptcy and insolvency.

News

State guaranteed loans and re-establishment of the state bond fund

The liquidity of businesses and enterprises are being affected by the outbreak of the Covid-19-disease and measures implemented to combat it.

News

EEA agreeement watchdog says ownership restrictions in Norwegian banks and insurance companies are incompatbile with EEA law

Last week the EFTA Surveillance Authority (“ESA”), the watchdog which monitors and enforces the EEA Agreement with similar powers as the European Comm…

Covid-19 measures cause financial distress

Board checklist - creditor negotiations

The severe impacts of the Covid-19 measures cause financial distress for many companies.

The”force majeure” of loan agreements

Oil price collapse + Corona = MAC? The”force majeure” of loan agreements

The world is fighting a pandemia and combined with the oil price plummeting the consequences are severe - for our health and for the economy. Do these…

Newsletter
Photo Sustainibility

Sustainability Linked Loans

Recently, Norsk Hydro ASA signed a USD 1,600 million revolving multi-currency revolving credit facility. This facility had a twist – the margin is lin…

Newsletter
Photo Coins and plants

One third of the world’s banks commit to Responsible Banking

130 banks and institutions representing over USD 47 trillion, in 49 countries, have voluntarily committed to self-regulation and transparency for the…

Contact us

Partners

Ylva  Cornelia Axelsen
Ylva Cornelia Axelsen
Partner
Oslo
T: +47 22 81 45 56
M: +47 915 14 644
Harald Ellefsen
Harald Ellefsen
Partner
Trondheim
T: +47 73 99 27 02
M: +47 480 16 502
Stein Hegdal
Stein Hegdal
Partner
Oslo
T: +47 22 81 45 95
M: +47 900 96 980
Odd Moe
Odd Moe
Partner
Oslo
T: +47 22 81 45 70
M: +47 480 16 570

Lawyers

Jørn Snorre  Øvstedal
Jørn Snorre Øvstedal
Special Counsel
Ålesund
T: +47 70 10 75 75
M: +47 920 94 739

Team

Lawyers

Mathilda Bergman
Mathilda Bergman
Senior Associate
Oslo
T: +47 22 81 45 38
M: +47 413 26 797
Tiril  Flatmo Janbu
Tiril Flatmo Janbu
Associate
Oslo
T: +47 22 81 46 47
M: +47 988 64 671
Cecilie  Hjorth
Cecilie Hjorth
Senior Associate
Ålesund
T: +47 70 10 75 50
M: +47 922 52 609
Ian W Kenworthy
Ian W Kenworthy
Senior Lawyer
Oslo
T: +47 22 81 45 52
M: +47 480 16 552

Associates

Ingrid Elida  Kroken
Ingrid Elida Kroken
Associate
Oslo
T: +47 22 81 46 34
M: +47 957 99 088
Sonja  Lorentzen
Sonja Lorentzen
Associate
Oslo
T: +47 22 81 45 89
M: +47 458 85 527